自从 香草再装的消亡, I’ve written about several manufactured spending alternatives. When a reader reported that Walmart was no longer accepting 礼物卡s for 汇票，我写了 C计划 在我的制造支出策略中看来我需要制定更多计划，因为这个周末我经历了一次粗鲁的觉醒。如果这种情况持续下去，我将用尽所有字母来命名我的计划。
计划B被使用 American Express 礼物卡s 通过购物门户网站购买来购买 Visa 礼物卡s 在杂货店，然后在沃尔玛通过汇票将其卸货。一位读者最近告诉我，她曾去过湾区沃尔玛的多个地方，当她试图用Visa礼品卡购买汇票时遭到拒绝。我没有这个问题，所以我认为这只是特定位置的问题。我前往当地的沃尔玛，首先尝试将自助卡上的礼品卡加载到Bluebird上。一直存在的“乱序”标志消失了，所以我认为它可以安全使用。不，这台机器还是出故障了。
所以我去了货币中心购买汇票。我很友好的收银员给我打电话。我请她拆分付款方式，她说这很好。然后她突然叫我给她看我要用的卡。我做到了，她说我不能’t pay with 礼物卡s. It was “new store policy.” I pulled out my trusty Alaska Airlines debit card, paid for the money order in full, and headed out.
When it comes time to pay, I swipe my $3,000 Amex 礼物卡. I start reading him the last 4 digits of the card and he asks to see it. Suddenly, the same guy that didn’t know how to load an American Express prepaid card 10 seconds ago is reciting the latest store policy: “You can’t pay with a 礼物卡.” I told him I was aware that you can’t pay with a 目标 礼物卡 (every cashier makes it a point to say that before ringing me up), but he calls his colleague over. She confirms that the new store policy is that you have to pay with a credit card and Amex 礼物卡s aren’t accepted. I paid with my Arrival card and left.
This is pretty awful because if 我可以’t unload Amex 礼物卡s indirectly via 沃尔玛汇票 or directly via my Amex for 目标 card, my manufactured spending costs are going to skyrocket. No more $200-300 profits per $5,000 礼物卡.
American Express 礼物卡s are just too lucrative to forego. So I’m going to start using Amazon Payments to unload the American Express 礼物卡 balance. I won’由于Amazon Payments的每月费用限制为$ 1,000，因此您可以像以前一样赢得里程。
我可以 load my $3,000 or so in Visa 礼物卡s 上 to Bluebird without issues. I’m因为谣言他们避开了他们’重新执行“no 礼物卡”规则。这种方法会涉及很多
In addition to Bluebird, I unloaded 上 e $500 Visa 礼物卡 by paying bills using Evolve Money. The service is free to use. Through April 21, you can get $5 off a bill payment with promo code SAVE5Apri. On Friday I sent two months worth of Sallie Mae payments and received confirmation 上 Saturday that the payments had posted. That’快如闪电。我认为Evolve估计付款时间为4/20。
我还用它还清了梅西百货的小额结余’s card. The PG&电子帐单刚进来，我’我会硬着头皮通过Evolve支付我的手机和电缆账单，然后通过我的Ink卡支付5倍。
This is just a convenient way to unload some 礼物卡s until the Bluebird kiosk is back in business. But if the payout for GiftCardMall (where I buy Visa 礼物卡s) increases from 0.5%, this can be a lucrative opportunity to generate points, cash, and pay my bills in an efficient way. It also saves me from having to go through an annoying phone system or logging in and out of different accounts to pay bills.